pan6467

You base the rates on a sliding scale based on income.

Then if it is major where the person has a severe health problem that affects employment (cancer, sever cases of diseases), you don't take everything this person has worked hard for, but instead safety net them into care that is supported by the government, but is privately owned (i.e. a contracted organization). Hopefully, the person recovers and is able to go back to work and resume paying on a sliding scale.... if not the contracted company can take no more than 15% of that patient's net worth, based on amount the patient has averaged for 5 consecutive years (this prevents having someone just give all their money to someone so they don't have to pay).

So if I work and amass a nice $250,000 house, a retirement worth $1,000,000 stocks, bonds, cds, savings, life ins. worth $750,000, making me worth $2,000,000 the most I'll pay out for my health care will be $300,000.

Conversely, if I am only worth $10,000 they only make $1,500.

But you also have to make sure everyone gets equal care, thus only the government knows who is worth what and pays the contracted company for all patients or pays a contracted amount and the patient's money goes to the government to "cover the cost".

I believe a plan like that with professionals working on it and figuring out all the bugs, it would be the perfect answer.

PS By using private contracted businesses, you increase jobs, create a new market so to speak and advance the economy by putting people to work.

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I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?"