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Originally Posted by Rekna
A grocery store parking lot is private property but does that mean I can't do anything to anyone who runs into my car in a parking lot because I don't own the parking lot?
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You and the police are different entities. The cops won't investigate a traffice accident on private property unless there's some sort of bodily injury. An insurance company working with/for you can investigate all they want. We're talking about different things.
If the cops decide to go after the guy for insurance fraud, that's different because a crime has been committed. Backing into a car with yours isn't necessarily a crime. Hitting someone with your car always is. If he had backed into your girlfriend, the police would have definitely investigated.
In short - property damage = no crime. Bodily injury = crime. Generally speaking. In most states. Subject to change. And I'm absolutely serious about that.
Check your PM's for some phone numbers, btw.