Quote:
|
Originally Posted by niksinif
i do not recomend citibank. they dont allow disputes for fraudulent transactions that are 100 miles away from your home. so if someone steals your credit card, and uses it in another city, you will be responsible for paying. this hapend to me. someone used my credit card in another country and i ended up having to pay for it. citibank wouldnt even allow for a dispute.
|
And I had the exact opposite experience. Someone used one of my cards online with several overseas sites, and they wiped the charges. They also used it on several domestic sites and at a few retailers in California. I find it hard to believe that Citibank wouldn't let you dispute charges in another country if you could demonstrate that you were at home at the time. I can imagine them asking for proof, especially if you have a history of disputing charges incorrectly, loaning your card to others or have a criminal record. If none of those are valid in your case, I have a hard time believing that they wouldn't let you dispute and that it's even legal for them to disallow that at all.