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Ok lets look at a hypothetical situation. Let's say I decide to use my credit cards to build a new house, in doing so i build up $200,000 debt. But in the process of building the house I pay my kids to do some chores that involve the building the house. My children's income has gone way up but 2 months from now when the creditors knock on my door will the extra money my children made make any difference?
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