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Originally Posted by pan6467
I find that rather accusatory of the workers that have suffered layoffs and job losses. Maybe you don't, but I see a lot wrong in that statement and I pointed it out.
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The part that is accusatory is when a person fails to respond to a bad circumstance. Being in a bad situations is one thing, failure to do something about it when able is something else. We make mistakes, we "fall off the horse" occasitionally - I say dust yourself off and get back on, live and learn, move forward, make the most of what you have, have a positive outlook. What are you saying?
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Instead of debating anything I said in reply to that, you then posted this more self-righteous bs:
When I rebutted to that again you didn't offer true solutions you replied this way:
Now then, somewhere along the line you must have missed where I stated these people that have lost their jobs cannot afford their mortgages, nor can they sell their houses to just pay off the mortgage. You seem to miss the point where I stated that the ABJ has had 7 pages of foreclosures in their legals.
Yet you still believe that these workers should save, save what? Get education, how are they going to afford that, Ohio has the 4th highest state college tuitions, if you have a tax lien on your house or owe taxes in any form you cannot get financial aid for college, and yet these people are supposed to get educated somehow.
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A home forclosure is a terrible thing. After my parents divorced when I was a kid the house we lived in was forclosed. We moved into a less expensive home and rented. I know other people who had to move. They did it too. I guess that is more BS., but I am sorry. Like I said - I know what can be done and I have seen it done.
I have seen people on welfare save during the year, so they could have something special for their kids during the holidays. I have seen people "game" the system so they could get on their feet. I have seen parents send their kids to relatives until they could find a place to live, a job and save some money. Again all BS, right? Your BS doesn't fly with me because I am not a conservative who was born with a silver spoon in my mouth. I been there and it is still a part of me, and I still see it when I go home to visit friends and relatives.
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Owning assets.... 
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Think about this. My mother smoked until she died. If she had purchased shares of Phillip Morris rather than their cigaretts over the years she would have died with several million dollars worth of Phillip Morris stock and would have had a couple of hundred dollars in dividend income every year. Don't take my word for it - go to their website - they have historical quotes and you can calculate the current value of hypatheical investments in the stock - MO.
I remenber when I was 10, I suggested that she stop and save the money. she didn't like my tone (suprise), slapped me in the face and I never made the suggestion again, but I should have. The point is that people can save if they want.
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they've had to sell what they could to pay the mortgages. All of these people lost their medical too, some of them need meds, you have to pay out of your own pocket for COBRA, since they can barely afford to live they can't do that, nor can they get the meds they need...... guess who pays? The taxpayers.... guess who that is the rich because noone else can. (Hence more burden on the rich.)
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I agree in having short-term safety nets for people in need.
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Live below their means? what do you think they were doing when the past 3 contracts came up and each time they took pay cuts and lower insurance benefits. They were struggling trying to make it when they had jobs. How much lower did they need to live?
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I can't answer that questions. All I can say is what I was told. Pay yourself first. When you make your first dollar, put $.10 in the bank and then do the same for each additional dollar earned. If you get a raise save a portion. Use cash for all purchases, unless it is real-estate.
If a person has not been doing the above, it is never too late to start, in my opinion.
Relatives
Friends
Church Groups
Motorcycle Club groups
Sewing circle
TFP
Hell - anyone, everyone...
Your destiny. I am starting to sound like a motivational speaker. I do recommend Dale Carnigie (sp?) and Zig Ziggler.
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They have shit for credit, they have lost everything and you tell them it is their fault and they need to just buck up? How? You need decent credit to do anything and these people's credits are about toast.
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Perhaps all is lost, and they should just give up...not!!! What can I say at this point, you will always have a reason not to do. They Can't...They Can't ... They Can't... I like Yoda's quote "there is no try, there is do or not do.
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Company financials? Again, for Hoover and especially Timken the financials were not bad and did not demonstrate the need to close these plants.
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Perhaps that is true, but not in all cases. Again the point is missed. All I suggest is that employees take in active role in those things that may impact their lives.
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Prepared to move again is your answer...... how? Again, they have houses they cannot sell just to break even on the mortgages.... where are they going to move have money for an apartment, have money to move at all, for that matter, have money to live on while they find a job and again, what kind of job are they going to get when they are in their 30's, 40's and 50's have families to support and have shitty credit?
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"There is no try, there is do or not do."
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Originally Posted by dc_dux
Ace.....This is where you really lost me. Surely you are aware that "poor" is relative to one's living and working environment.
A comparison to the poor of Darfur? Sure some "refugees in Dafur figured out a way to move." Packed in refugee camps in near starvation conditions beats being slaughtered.
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Packed in refugee camps in near starvation conditions beats being slaughtered.
Moving from Detroit to get a job in the southwest beats being jobless and in poverty.