Tilted Forum Project Discussion Community - View Single Post - Is One of the Two Major US Political Parties Dramatically More Fiscally Responsible

ASU2003 · 10-27-2006, 07:30 PM

Here is my idea for the Healthcare System that could be implemented by the Libertarians. It is very similar to what I have currently.

*Look into the HSA and HRA health insurance plans that allow people to use the first $500-$1000 without having to pay anything but the premium, if they don't get sick, they keep this money to use next year or more in the future when they do get sick. I have to pay the next $700. And then 10% after that until I pay $3500. Then the insurance covers everything after that, but this is rarely going to happen. The saving of money from one year to the next gives them incentive to only go to the doctor when they really are ill.

*Encourage healthy lifestyles by giving financial incentives to promote it (lower taxes, prizes to people who lose a lot of weight, lower premiums if you don’t smoke).

We want everyone to have access to the healthcare they need, but we don't want there to be a free-for-all where everyone can flood the healthcare system and get whatever they want. If they only limit it to extreme cases where it was an accident that caused the major injury, then I think you should be able to get catastrophic coverage for free or a very low amount each month.

But, I'll agree that the Libertarian platform on this issue is pretty sparse on the details.

10-27-2006, 07:30 PM	#13 (permalink)
ASU2003 immoral minority Location: Back in Ohio	Here is my idea for the Healthcare System that could be implemented by the Libertarians. It is very similar to what I have currently. Look into the HSA and HRA health insurance plans that allow people to use the first $500-$1000 without having to pay anything but the premium, if they don't get sick, they keep this money to use next year or more in the future when they do get sick. I have to pay the next $700. And then 10% after that until I pay $3500. Then the insurance covers everything after that, but this is rarely going to happen. The saving of money from one year to the next gives them incentive to only go to the doctor when they really are ill. Encourage healthy lifestyles by giving financial incentives to promote it (lower taxes, prizes to people who lose a lot of weight, lower premiums if you don’t smoke). We want everyone to have access to the healthcare they need, but we don't want there to be a free-for-all where everyone can flood the healthcare system and get whatever they want. If they only limit it to extreme cases where it was an accident that caused the major injury, then I think you should be able to get catastrophic coverage for free or a very low amount each month. But, I'll agree that the Libertarian platform on this issue is pretty sparse on the details.