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Originally Posted by analog
I can't believe so many of your banks have the nards to charge a transaction fee if you use the card as a debit. I've never heard of it. Maybe there are things from state to state in the US (I can't at all account for anything outside the US) that make it more expensive for the debit card, making it necessary to charge... but damn.
That's to say nothing of what I'm gathering is some people pay a fee for writing checks, too? Now if you're paying a fee because you have an automatic bill payment thing set up, that's a bit different- you're paying for a service. But a fee because you wrote a check yourself or used your card as a debit? Bizarre!
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Absolutely. Cheques cost 50 cents to write. Debits, the same. I use credit whenever possible, as there is no transaction fee.
Of course, if I opt for a monthly flat rate banking package , I can perform n number of debits/cheques etc within that package. If i do it on the phone, I can batch them all into one transaction.
this is one of the reasons that I can't wait until Canada opens up its banking to international outfits. Once that happens, we will stop being charges like this.