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I know this, I have "Ask for ID" on the back of all my cards. I talked to one of my card issuers upon getting my card and they told me directly that, if I write in the signature space "refused to ask for ID" that I could go back and challenge the purchase. I have never done this.
I also know that if someone signs on my card and does not have my approval I can challenge that purchase as it is fraud.
If I sign "blah blah blah" and when I get my bill I don't challenge the purchase then I am liable for it. However, if I challenge it and they pull the reciept and the sig, if it is not my signature then the company eats the loss.
(I would assume though if I signed "blah blah blah" and they had tape of me signing and I fought the signature, then I would in turn be prosecuted for fraud.)
Companies need to check on this, as do cardholders. Companies to fight fraud, cardholders so that they know their true rights.
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I just love people who use the excuse "I use/do this because I LOVE the feeling/joy/happiness it brings me" and expect you to be ok with that as you watch them destroy their life blindly following. My response is, "I like to put forks in an eletrical socket, just LOVE that feeling, can't ever get enough of it, so will you let me put this copper fork in that electric socket?"
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