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Originally Posted by Lady Sage
I understand everyones desire to protect themselves but some of the things that are being done in this thread can result in the card holder being put in jail!
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Show me a law that makes putting something other than your name on the signature line illegal. Show me case law. Provide an example for this, please.
Seeing that i can buy a thousand and nine items online without a signature, many retailers wave credit card signatures under certain dollar amounts, and many signatures are completely illegible even if the name signed is the same on the card (and this is fine), the above assertion strikes me as totally false. The signature is only there to give the merchant a bit of security. Defrauding the company would include denying the charge signed for by the fake name. The signature is between you and merchants only.
When you scrawl your name across the bottom of a Denny's receipt at 4:45am after enjoying some pancakes and eggs, you are not entering into a legal contract. You are already in a legal contract with your card provider. The only agreement you make with the merchant is that your credit card company will pay them what you owe. The signature is a security measure only, and simply used to assure you're the owner of the card. The only point that fraud could become involved is if johnny money-minder sees there's something amiss with the name in the signature vs. the name on the card and would only ever actually
be fraud if you signed it a different name and then claimed to have not made the purchase.
And please stop yelling. We're not children.