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My Advice would be to go to Sallie Mae or Direct Student Loans (Gov't). I don't know anything about glsloans and doing a google search doesn't bring up too much useful info on the company.
The two I mentioned are pretty darn good about working with you... at least that's been my experience. Another thing they do is lower your percentage rate if you sign up for automatic withdrawl from your bank account. It's only like a half or quarter % but if you have a lot of loans... over time 1/2 or 1/4 percent reduction can add up to thousands.
All I can say is get a paper Application and explanation of policies from gsloans and read over it thoroughly. Do the same with Salliemae and DirectLoans...
Also... I would wait until after July 1st because I think the interest rate may be dropping for loans and will allow you to lock in a lower rate.
Also... I would wait for SOUP to give his 58cents.. as he's a loan expert and me... I'm just a working stiff kicking myself in the butt but locking in that 7.25% Loan eight years ago.
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Your future looks very very grim!
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