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I never mind having to show and ID, either with a credit card or at the bank. It keep me from dealing with a world of crap if something ever happened, so I say go for it.
As for debit cards and using a pin, I perfer to get one credit card bill and not have costs come out of my checking account that I have to balance. If I need to do that I may as well just carry cash.
Oh, and never, ever, ever use your debit card for on-line tranactions. You may still be able to dispute a charge but it's already out of your checking account.
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If you're wringing your hands you can't roll up your shirt sleeves.
Stangers have the best candy.
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