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I write checks so rarely that when I must do it, I am usually delayed in getting it done. Otherwise, I use direct debit as much as possible for monthly bills, direct deposit for income, and debit card for purchases. I didn't even have a credit card until last month when I got one just for the hell of it but I will hardly, if ever, use it. There are still a couple of bills I can't pay any way other than check ...e.g. township sewer bill/tax, traffic violation I got last week.
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