cyrnel

Hell yes. Friends and I even buy checks in bulk so we can play poker with them.

Ante up! ... I'll raise you a quarter. Wait a minute while I fill this in...

But seriously, I do use them for business. The accounting is stupid-simple, no mystery charges or shenanigans, and the float covers a significant portion of my inventory churn. I prefer to look at the large numbers over a long term vs. the many small charges. At the end of a year it adds up. Checks still provide a financial benefit when used carefully.

I wouldn't cry if checks vanished tomorrow, for everyone, but so long as other people use them for float off my goods and services, I'll keep working it from my end.

Edit: I do have a friend who fits the bad side of choice #1. He buys everything with checks. Dinner, gasoline, $2 drinks. It freaks me out.

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There are a vast number of people who are uninformed and heavily propagandized, but fundamentally decent. The propaganda that inundates them is effective when unchallenged, but much of it goes only skin deep. If they can be brought to raise questions and apply their decent instincts and basic intelligence, many people quickly escape the confines of the doctrinal system and are willing to do something to help others who are really suffering and oppressed." -Manufacturing Consent: Noam Chomsky and the Media, p. 195