Originally Posted by willravel

Good question. This is my response to the hypothetical insurance fraud (thus suggesting that my response is equally hypothetical):

Insurance companies have added "terrorism" to the insurance of tens of thousands of buildings across the world. That means that their income for decades to come has been notably increased across the board. Spend $100 million now, and rake in $12 billion over the next 10 years.

It would be an investment.