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I've bought a PlayStation 2 game on impulse once or twice, and regretted the $50 loss shortly afterwards, for a long time. I'm very frugal, and impulse buying a car would probably cause my entire being to implode.
If she is concerned about the long term cost of the car, and payments, perhaps she could take out a bank loan, pay the entire car off, and then pay the bank back at a more reasonable rate.
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Desperation is no excuse for lowering one's standards.
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