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You know, I never have any trouble using more than 50% of my credit limit... I actually do this once or twice a year on average, but I always pay off every month regardless. My credit history goes back about 15 years, so perhaps NoSoup's advice with respect to this is still pertinent here since you're new to credit.
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"There are finer fish in the sea than have ever been caught." -- Irish proverb
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