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Tilted Cat Head
Administrator
Location: Manhattan, NY
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Still a bit high, banks don't count OT as part of the factors in loaning out monies.
If your wages are $32,000 paid bi-weekly, then you'd be around $1,230 each pay period, not including taxes withheld. So you taking home about $2,100 is pretty good for the month.
Question, why are you getting rid of the car that you still owe money on? Poor performance? Breaks down? no longer fashionable?
If you are taking out a loan for 6 years, will you encounter the same kinds of forces to change such as desire to buy a new car because this one is played out or has lots of mileage but still performs with little maintenance?
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