there a 'sober second thought' law in Ontario, for just this kind situation. I imagine it is applicable in most states as well.
Maybe it's called the 'cooling off period'
But I am constantly amazed at the cost of a new car. The last new car i bought cost me $21000 cash (jetta GT), and before that a dodge caravan which I financed for $359/mo for 48 months.
I am currently looking to replace the Caravan with a CRV. the cost of this is astounding. It is a small suv, that i see EVERYWHERE. which means that everybody can 'afford' it. yet, even with 10K down, it is still going to cost me $653/month.
What is going on? that CRV costs $40,000 after tax and freight etc. And this is with 1.9%financing.
So, unless you buy used (note even a 2005 CRV is going for 28K before taxes) or (god forbid) lease, a car is never affordable.
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