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my credit card company was calling me daily at 8am even though i was on a payment plan w/ them already. i did the math w/ the lady and showed her that even if i did as she suggested and sent an extra 20bucks a month, i'd still get calls daily for a year and a half. she felt so bad that she called me back 5min later and told me the secret...
write them a Cease and Desist Letter.
Once you send the letter they are legally bound to stop calling you.
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-my phobia drowned while i was gettin down.
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