Quote:
Originally Posted by soma
If your bank offers a credit card, that's what I would get.
I have a checking account at US Bank and have a US Bank Visa credit card. Because the credit card is offered through US Bank, I can pay when I log in to see my checking account. Easier than anything in the world.
But you may want to consider what the other TFPers have to say. My US Bank credit card is my first credit card and only card I've ever owned. But I have had it for well over a year and haven't had a single problem.
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I'm in the same situation. Have a Credit Card with the bank I have my checking account with. At the time when I received it it was the best rate I could get (same situation as yours, no credit history). I could get a card with a much better rate now, but why, I charge everything to get the mileage and then turn around and pay it off right away, so no interest charges.