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If your bank offers a credit card, that's what I would get.
I have a checking account at US Bank and have a US Bank Visa credit card. Because the credit card is offered through US Bank, I can pay when I log in to see my checking account. Easier than anything in the world.
But you may want to consider what the other TFPers have to say. My US Bank credit card is my first credit card and only card I've ever owned. But I have had it for well over a year and haven't had a single problem.
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