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NoSoup, a few days back my bank has sent me a platinum visa card with a $500 limit,no annual fee and no secured deposit.
Next day CapitalOne also sent a card with $300 limit.Should I keep both?
Why do you think one should never borrow more than 30% of the limit.Even $300 is a tiny limit,so does that mean I should never be making purchases for than $90?What if I use up my credit limit but keep paying the amount well on time...is that okay?
NoSoup, a few days back my bank has sent me a platinum visa card with a $500 limit,no annual fee and no secured deposit.
Next day CapitalOne also sent a card with $300 limit.Should I keep both?
Why do you think one should never borrow more than 30% of the limit.Even $300 is a tiny limit,so does that mean I should never be making purchases for than $90?What if I use up my credit limit but keep paying the amount well on time...is that okay?
Last edited by Mus24; 08-02-2006 at 10:44 AM..
Reason: Automerged Doublepost
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