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Thingstodo,its not a regular card that I am referring to...this one from CapitalOne is for those who plan to start their credit history or those who have a damaged credit history and want to repair it,so if they charge $39 a year fee with no deposit,as they say,then its worth a thought,much better than those who hold your $300 till such time as you use the credit limits and it could be an year or maybe longer.
I,for one,would be more comfortable with paying a $39 yearly fee then to part with my meagre savings for a secured deposit.
I am not advocating CapitalOne Cards but consider $3 a month fee,its the price of two soda cans a month........Anyway I just hope there are no other fees or liability.....I'll be careful and will monitor every dollar used.....
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