Tilted Forum Project Discussion Community - View Single Post - Visa, Mastercard, or American Express. Which do you recommend, and why?

thingstodo · 07-22-2006, 03:33 PM

First, a credit card is for conveience, not to borrow money. That's what banks are for and you should always be able to work something out with them. And if yo own a home, use an equity line - just be resonsible, because if you don't pay that bill, you lose your home!!

Credit cards: VISA and MC are accepted in far more places than Discover or AMEX. Plus, if you aren't interested in points for something, there is nor charge.

I personally like the Marriott points as there is rarely a blackout like most airlines and I've almost always been able to use those points. It costs $30/year but I get much more value than $30 for all I do traveling, etc. At this point, three nights in a NY Marriot hotel get's me enough points for three free nights at most Courtyards.

07-22-2006, 03:33 PM	#28 (permalink)
thingstodo A Storm Is Coming Location: The Great White North	First, a credit card is for conveience, not to borrow money. That's what banks are for and you should always be able to work something out with them. And if yo own a home, use an equity line - just be resonsible, because if you don't pay that bill, you lose your home!! Credit cards: VISA and MC are accepted in far more places than Discover or AMEX. Plus, if you aren't interested in points for something, there is nor charge. I personally like the Marriott points as there is rarely a blackout like most airlines and I've almost always been able to use those points. It costs $30/year but I get much more value than $30 for all I do traveling, etc. At this point, three nights in a NY Marriot hotel get's me enough points for three free nights at most Courtyards. __________________ If you're wringing your hands you can't roll up your shirt sleeves. Stangers have the best candy.