i'm wtih cyn, i carry 3, carry no balance and refuse any card with a fee associated. my most used is my amex blue bc it has rewards points and flyer miles. my visa is used when i'm buying from a small business bc amex's business fees are generally much higher.
i generally like the amex bc of the service. I call if i have a problem and i speak to a real person within a minute or so. With the visa and mc, i have to wade through 15 minutes of automated machines...i hate those.
I also like amex bc i get very easy access to end of the year spending reports showing exactly what was bought throughout the year, etc. just helps a bit when figuring out everything.
that said, my first was a visa with an ultra high limit that i still carry. I generally like Visa bc it's accepted nearly everywhere.
__________________
Live.
Chris
|