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Originally Posted by Asuka{eve}
I've got a question. It seems that most people pay their balance at the end of the month. I'm new to credit cards and recently just got one. I never know when I need to pay every month so I just pay my credit card off as soon as a purchase shows up on online banking. Does that still add to good credit?
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I'm not exactly sure what you mean by never knowing when you need pay. Every credit card has a certain due date during the month. This varies based on the card you have. If you want to build good credit, then you need to make at least the minimum payment on time each month. As far as I know, if you do that, then you'll be building up good credit.
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Originally Posted by Mus24
Guys help me,I am new to this,is there any credit card I can get which has no annual fee.....I mean i have no credit history yet so I need to make a start,pay bills on time,I am not bothered about credit limit.I'm okay with as little as $200.
CapitalOne said they would mail me my card in a few days but its $39 per year,thats only $3 a month but I am just scared of being robbed by it.
Awaiting suggestions.
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After a quick search, I found this card from Capital One for
people with limited credit history.
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Originally Posted by Mus24
I received the wired plastic prepaid visa debit card today.
Has any of you used it?Is it safe enough?
Does it help build up credit score?
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As I mentioned before, debit cards don't have any influence on your credit score.