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Originally Posted by Mus24
Q1: Do I build up my credit score by paying bills from my Visa debit card?
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No, using your debit card doesn't affect your credit score. You need to use a credit card to start building up your credit score.
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Originally Posted by Mus24
Q2: Is CapitalOne credit card the right one to start with building a credit history?
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As far as the right card, it's pretty much personal preference. Different cards have different benefits. If you plan on paying off the balance in full each month, then you can choose a card based on the rewards that it offers. Before you use your CapitalOne card, you might want to look into some other options. I'm not familiar with that particular card, but I'm pretty sure you can find a card without an annual fee if you want to save $39.