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Originally Posted by thingstodo
Zar...you are probably fine. Your report will state that you pay on time. That feeds your score.
I have a credit monitoring service that allows you to play with projecting your score from various activities. Funny thing...I projected closing a few accounts that aren't used any more and it actually dropped my score by about 10 points! Interesting.
www.identityguard.com |
Yeah we had the same thing happen. The bank told us that if we cancelled a number of the credit cards that we had our score would improve.
Heh, the only reason we had those cards was because of the stories we heard in business school about penniless students using their credit to build some venture that turned out to be a gold mine. Of course without a solid idea, talent or courage the dream can only go so far.
