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Originally Posted by onesnowyowl
I have a Gold Debit Mastercard. Used to be a Visa. I rarely, if ever, carry cash. Personally, I do not use credit. My boyfriend, however, does have a line of credit with his bank that is for emergencies only. Otherwise, we live within our means and try to put some into savings every month--which is how it should be.
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Agreed, debit is all you really need. For those curious about how to do internet shopping without credit, well debit works for paypal (and thus ebay), amazon, and a dozen other major places.