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Originally Posted by VirFighter
Onesnowyowl: Congrats on living without a credit card, but I'm curious do you just pay cash/write checks for everything or do you have a debit card? I personally don't like the idea of caring large amounts of cash on me (over $100).
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I have a Gold Debit Mastercard. Used to be a Visa. I rarely, if ever, carry cash. Personally, I do not use credit. My boyfriend, however, does have a line of credit with his bank that is for emergencies only. Otherwise, we live within our means and try to put some into savings every month--which is how it should be.