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Originally Posted by xepherys
Well, technically they are required to. It clearly states, "This note is legal tender for all debts public and private". It's similar to stores that won't take over an $x bill. Frankly, it's bullshit. I've not seen a case where this was tried in court, but I'd like to. My understanding is that legal tender MUST BE TENDERED at a point of sale. If you pay for a 2006 Ford Escort with $1 bills, so be it. *shrug*
Also note that you still wouldn't "lose" the pennies... you can always take them to the bank (just like $2 bills or $1/$5 silver certificates)
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There's something called Invitation to Treat(google it) that covers this. It's the reason stores can refuse to accept 100$ bills and nobody is going to take 1$ bills for that Ford Escort.
As for the OP, It depends on how much change I get back and where. I hate the smell of coins so I don't really carry them if I can get away with it. If it's a little bit of change I'll toss it in the "need a penny, take a penny" dish or a donation jar if there is one. Alot of change gets tossed in a drawer at home and gets turned in every few years.