I'm going to expand on willravel a bit; these days it's more common for raising a child to be a 22, 23 or even 24 year commitment as children go to school, take more courses, get more education etc. I'm definitely among the exceptions of my generation for having left home at 18. You characterize yourself as in your mid-thirties - that means you'll be raising any new children into your fifties, possibly even sixties.
I don't recommend getting snipped right away. It's a pretty big step and is difficult if not impossible to reverse, should the occasion arise. I'd suggest sitting down and having a very serious discussion with the wife - make sure you raise all the issues, like age, financial obligations, future plans (retirement) and anything else you can think of. From where I sit there's a lot of very good reasons not to have another child, but it's possible that you may decide you want to go ahead with it after discussion. More likely is that if you decide against, you'll eliminate the possibility of your wife feeling like you've gone behind her back.
Good luck.
__________________
I wake up in the morning more tired than before I slept
I get through cryin' and I'm sadder than before I wept
I get through thinkin' now, and the thoughts have left my head
I get through speakin' and I can't remember, not a word that I said
- Ben Harper, Show Me A Little Shame
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