Tilted Forum Project Discussion Community - View Single Post - Visa, Mastercard, or American Express. Which do you recommend, and why?

Willravel · 06-19-2006, 06:25 PM

The credit system is crap and has ruined hundreds of thousands to millions of lives in it's history. We get sucked into believing that it's normal to pay $750,000 for a house when the average income in the area is around $63k a year. We sign happily on the line to buy that $30,000 car when you only have a $20,000 a year job...on top of the $6,000 you already owe on your Sears Mastercard. The very SECOND I paid off my college loans, I cut up all 4 of my credit cards. Just so we're clear, I think that spending money that you don't have is a form of massive insanity, and we're all stuck in the middle of it. If I found a magic lamp today, my second wish would be the destruction of the credit system and the reintruduction of bartering.

That being said, Mastercard works okay. The idea is to find out the APR and incentives (flier miles, points, etc.) to match up with your credit and situation. I don't particularly care for citicard for political reasons, but do what fits with you.

BTW my first wish would be to have a car with 450 hp that runs on my winning smile and that has an exhaust that smells like fresh ripe strawberries.

06-19-2006, 06:25 PM	#12 (permalink)
Willravel ... a sort of licensed troubleshooter.	The credit system is crap and has ruined hundreds of thousands to millions of lives in it's history. We get sucked into believing that it's normal to pay $750,000 for a house when the average income in the area is around $63k a year. We sign happily on the line to buy that $30,000 car when you only have a $20,000 a year job...on top of the $6,000 you already owe on your Sears Mastercard. The very SECOND I paid off my college loans, I cut up all 4 of my credit cards. Just so we're clear, I think that spending money that you don't have is a form of massive insanity, and we're all stuck in the middle of it. If I found a magic lamp today, my second wish would be the destruction of the credit system and the reintruduction of bartering. That being said, Mastercard works okay. The idea is to find out the APR and incentives (flier miles, points, etc.) to match up with your credit and situation. I don't particularly care for citicard for political reasons, but do what fits with you. BTW my first wish would be to have a car with 450 hp that runs on my winning smile and that has an exhaust that smells like fresh ripe strawberries. Last edited by Willravel; 06-19-2006 at 06:28 PM..