It helps, but a bit more information might help you help me. I'm not out of school yet. I have a year's worth of loans (over $5,000), but have two more years of loans to go before I'm done taking out these loans. I'm just really not financially savvy. One question might be, I've always assumed that I could pay off loans faster than whatever payment might be assigned me. Do they in fact limit payments? To take an extreme example, if I inherited 2 million dollars, couldn't I just pay my loans off right away?
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"Die Deutschen meinen, daß die Kraft sich in Härte und Grausamkeit offenbaren müsse, sie unterwerfen sich dann gerne und mit Bewunderung:[...]. Daß es Kraft giebt in der Milde und Stille, das glauben sie nicht leicht."
"The Germans believe that power must reveal itself in hardness and cruelty and then submit themselves gladly and with admiration[...]. They do not believe readily that there is power in meekness and calm."
-- Friedrich Nietzsche
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