You don't need money to exercise. Walking around the mall for an hour works. Lifting one gallon jugs of water would be a start. You can do push-ups, sit-ups, and lunges(sp?) without paying for a gym membership.
I had the same problem with job interviews 2 years ago. I went to a therapist and she helped me with overcoming my fear of them and some other things. It helps if you can come up with answers to the most common interview questions and be able to prepare ahead of time. Then you won't have to work so hard to come up with stuff on-the-fly. And the hardest part for me, and something I still have to think about doing, is looking people in the eye when talking to them.
When you are in a group situation, try to either ask questions or know enough about something to give your opinion. Try watching a white house briefing to see how journalists ask questions and then follow-up. Analyze conversations that take place on TV shows (Not the sitcoms, the ones with real people)
I'm not sure what kind of job you are looking for, but if you can prove that you can do the job, and can present examples of it, that will help your confidence level quite a bit.
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