Out of curiosity, why are you so against tampons? I found that I couldn't insert a tampon correctly until I used OB applicatorless tampons- it was a hell of a lot easier inserting them because I could feel where I needed to put them. Also, if a tampon is not inserting easily, it could be due to using an asorbency that is too high- there's not enough natural moisture in your vagina to make that big ole cotton plug slip in easily.
Personally, I LOVE LOVE LOVE my Diva Cup! There's no waste, no messy pads to get rid of, no tampons to carry around with me- and it's paid for itself in the time i've had it, what with all I'm saving by not having to buy a $7 box of tampons every month.
Perhaps you should take another look at tampons or the Diva Cup- it would eliminate your pad worries, for one, and help reduce trash, which is a good thing.
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Sage knows our mythic history, King Arthur's and Sir Caradoc's
She answers hard acrostics, has a pretty taste for paradox
She quotes in elegiacs all the crimes of Heliogabalus
In conics she can floor peculiarities parabolous
-C'hi