Even if I time the market perfectly, I won't be able to make that much money. I only have a little over $10,000 in the market right now. If gas costs $10/gallon, food costs 3x as much, and everything else, a little more money in my investment account probably won't make too much of a difference.
Now, if I had $500,000, then timing the market would be a smart thing and might mean the difference between a good lifestyle and standing in breadlines.
Buying stocks at the bottom is good if you can afford it, but usually the rich are the only ones who can, and they can invest for the longer term. And if cash is worthless or loses a lot of it's value, paying off the national debt will be easier, but the price of everything will go up a lot.
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