Quote:
Originally Posted by Charlatan
I think some of you are missing the point.
It isn't parents that are requesting these changes. It is administrations who are looking at the cost of their insurance and listening to lawyers that are making these changes.
Most parents are against these changes.
The problem is, there are enough people who are suing when their kids get hurt that it has gross effect insurance actuarial tables. When someone sues the school, their insurance picks up the tab. This causes insurance rates to go up across the board.
Once more it is corporate interest driving public policy.
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As the self-proclaimed resident insurance expert, I just want to point out that this isn't "corporate" interest unless the school system is the corporation in question. The insurance companies will provide coverage for the district regardless of the changes being made, but they may do so at a lower rate. The district may also see it as being in their self-interest to make changes, as ridiculous as they may be.
I don't think that you can blame the insurance companies in this case. They aren't forcing the district to do anything.