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the one point about taxes i didn't mention -- the more you toss into your 401K -- that will lessen your tax burden - you pay taxes on the after 401K contributions only...
Your apartment? Have you also factored in the necessary deposits(generally 1 -2 months rent) if you are first time renter, some utility companies also require deposits from you as well) What about furniture?
No Cable? or is that part of television/internet?
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Free your heart from hatred. Free your mind from worries. Live simply. Give more. Expect less.
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