Quote:
Originally Posted by shakran
Your savings budget is pathetic. .
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such harsh terms!!!! jesus calm down
it's not "pathetic," it's just misinformed. I wouldn't have started this thread if I knew it was going to be a flamewar about how grossly misunderstated my expenses are. thanks to those who have kept the answers polite and understanding.
and like I said before, I *can't* drive my current car to work. it's just not dependable. I'm tired of buying $3000 used cars that shit out every 6 months too. a new car needs to happen for the professional workplace and to secure my being there at 8:30 AM every single day.
I wasn't rude the least bit to Cynthetiq, and he wasn't rude to me. I just let everyone know what I'm very far into the "real world." "Old people" seem to think that college kids have a blanket over their eyes and depend on mommy and daddy and have no bearings on what the "real world" is like and have no clue how anything works. Try not having anything paid for you. Ever. The "real world" sets in real quick, even in college. You are right about the income tax "real world," however. I wasn't quite "welcomed" to the high rate of taxation. but I am now and I am adjusting my expenses as we speak.
Apartment Rent 600
Television 10
Water 50
Electricity 70
Internet 50
Car Insurance 150
Car Payment 200
Student Loans 300
Food & Entertainment 300
Medical 100
Dental 100
401k 150
Savings 150
cell phone 50
emergency account 200
Total 29760
How does that look? I've added in an emergency account and brought the total per year down to "after taxation." Any more suggestions?