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I have Visa and an AmEx Gold that is a charge card, not a credit card. That means I have to pay the balance in full every month. Keeps me out of trouble. I got into a credit card hole (thanks to my ex husband) a several years ago and it was hell digging my way out.
AmEx is also great for traveling. I lost my wallet in Sofia, Bulgaria. Had a replacement AmEx card the next day. Took almost two weeks to get my Visa replaced. I have, once in a great while, found a place that wouldn't take American Express, but I can't even remember where or when, so it must not have been too important.
I'm not one of those people that uses plastic for every little thing. Cash is just so much FASTER! If you are one of those people that likes to put every latte and bagel on plastic, maybe a Visa or Mastercard would be better.
Lindy
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