From
http://www.consumeraffairs.com/credi...dit_cards.html
Quote:
Charlie of Manassas VA (11/26/05)
I called Chase credit card company asked them to close out my account and asked for a payoff balance at that time I was told $16311.53 I told them I would be paying it off in 10 days, which I did. Then they sent me a bill saying that I owe $506.11, which I have been disputing, today I got a bill for $740.29 because they charged me a $231.51 finance charge on top of the $506.11 that they say I owe. I paid the payoff balance that I was told, within the time frame that I told them and closed the account. So how can I owe this momey?
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That page lists MANY such issues, but this one happens to be just like mine. I understand that credit companies are in it to make money, but I don't think being deceitful is the answer. Perhaps I can threaten to get a law firm to look into a class action lawsuit against them for such practices. It won't help others, but maybe it'll get me off the hook. I won't screw up my credit, but unless there are ZERO other ways about it, I will not give them any money they aren't owed.