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thats just one of the risks you run by using a debit card for small frequent purchases. not that i'm saying thats a bad thing to do, i do it myself, and likewise i've been in situations where i've overdrafted and had $34.00 overdraft fees on $3.00 purchases -- its a risk you take.
I'm personally glad that debit cards dont just "shut off" when you reach a possible overdraft state. Alot of times ACH payroll deposits dont go in until the next business day, so you wouldnt be able to make a bunch of debit purchases on payday and have it all come out in the wash that night when your available balance is updated to reflect the earlier deposit.
To prevent this in the future you might look into linked savings accounts. I have my savings linked to my checking and if i ever overdraft it will automatically transfer $100.00 incriments out of savings and into checking to cover the overdraft and there is no fee for this service. Sort of hard to do if you're prettymuch spending payday to payday, but even a 100$ buffer could really save on the bounce fees in these situations.
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