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We live in a very old house. One thing we do every year is cover the windows frame to frame with shrink-wrap insulating plastic. It keeps most of the drafts out.
You didn't say if you run a stove or dryer-if so, get yourself a decent sized toaster oven-that will cut way back on stove and hence, gas usage. If you run a dryer, don't dry to completely dry-hang clothes up damp, with enough airspace so they dry without stinking.
Go over what you spend each week on food. Cut out the most expensive, buy only what is on sale and then only what you need-don't 'stock up'. Cheap shampoo, cheap laundry detergent work as well as fancy stuff, but dish detergents that are the cheapest are mainly water-stick to better brands and use their coupons.
Ceramic heaters work really well, as do the electric 'radiator' types. We have a radiator one in our unheated family room and it works great.
Check with the utility company about monthly budget payment plans. They will average out your annual usage and come up with a monthly payment-if you can cut usage, you may end up with a credit at the end of the budget year.
Also, the utility company should be able to send someone out to do an 'audit' of the apartment in which they will see both where the heat is being lost and why. They will then recommend how to fix the problems.
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Don't blame me. I didn't vote for either of'em.
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