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Originally Posted by ngdawg
Yes, that was the reason it was a negative-the ratio of owed to available became lower.
Closed cards stay on for an amount of time-used to be up to two years-it really depends on the credit company's reporting-I've seen 0 balances on credit reports that were years old(on mine there was a Macy's line of credit that had been closed that was over 5 years old)
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Thanks for the reply.
Providing the close is indicated to be done by the user at a balance of 0, I gather things will all be kosher..