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As has already been said, the most important thing to do is examine your financial situation and separate the wants from the needs. A lot of people tend to live well beyond their means, which credit cards allow them to do.
If you have a lot of credit card debt, one option may be to get a loan to pay them off in one lump sum. If you can get a loan at 5 or 6 percent you will be much better off in the long run than if you keep debt on a credit card, which can have a rate of 15-18%. It might not be feasable if your credit rating is poor, but it is something worth looking into.
-Tamerlain
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I never let school interfere with my education.
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