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there is some truth to the statement. carrying a balance with out falling behind *may* increase your score.
but there are other ways to do that, too. And i choose to never carry a balance....i don't think it will hurt me at all when it comes to getting a home/ car loan.
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For God so loved creation, that God sent God's only Son that whosoever believed should not perish, but have everlasting life.
-John 3:16
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