|
Personally, I'll probably work until I die, mainly because sitting on my ass is totally boring. I assume, however, that I'll be financially able to do something I enjoy even if it doesn't pay a lot, rather than just chase the biggest bucks.\
I think "retirement age" should be based on your ability to do work; some people are in pretty bad shape in their early '60s, others are rolling right along at 80, sharp as a tack. I'd replace social security with a kind of super-disability that's available after a certain age.
Sure, people would game the system; but it'd be hard to make a case that you deserved the payment if you still pulling in the high five-figures. Also, disability-based aging benefits compensate for the probability that the best anti-aging techniques would probably be better available to the well-heeled, at least at first. Those who could afford the most and best anti-aging techniques would go on working; those who got left out would deteriorate faster and thus pass the test for disability insurance earlier.
Even with the inevitable system-gaming aside, I think we'd be better off; and there could be some sort of (cost-effective) reward for people who were lucky/prudent/well-heeled enough to get to an advanced age without requiring gov't assistance: better medicare, a tax break on earned income up to X amount, something like that.
|