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My father is in his early 80s. He recently attended a White House seminar on aging as a delegate. He said one of the speakers said that if by the time you reach 65 without any serious health problems (heart attack, stroke, cancer) you should be financially prepared to live to 90!
I think working until 85 is a bit much but there will be several that will have to work as they will not have the means to support themselves.
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