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Originally Posted by pan6467
I have talked about Small Business loans, student loans...
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Very few small business need the SBA program for start-up. In most cases banks would loan the money anyway when a person can meet the conditions for an SBA loan. And, the SBA program pretty much just shifts the risk of giving the loan from the bank to the government. The program actually enrichs big banks more than it does small business owners. The small business owner puts business and personal assets on the line, the bank nothing, and they get a guarnateed return. The program is smoke and mirrors, it has no real value and adds no value to the business owner. It just requires more paperwork, and creates jobs for SBA employees. Just like in Vegas, you want to be the house. In the SBA program you want to be the bank.
People went to college before the student loan programs and would continue going if the program stopped. People generally pay market rates for the loans anyway, so what is the point of it being in a government program. The private sector can handle student loans. A teenager in college can get credit cards, no government. A teenager can get a car loan, no government. You don'r think they could get a student loan with no government?
Also, you can't "give" someone an education. They have to earn it, they have to work for it. You create the illusion that all government has to do is tax the rich and "give" poor people an education and everything will be fine. at some point the people who want it, have to put in an effort. They have to make sacrifices. they have to show they want it, they have to prove it is important.
Also, just because you use key word over and over doesn't mean you are supporting your argument. I love a good debate, all I look for is substance and logic. Saying we can tax the rich and give to the poor means virtually nothing to me, because it doesn't work.